What is XRP?
XRP is a cryptocurrency, existing only inside its platform Ripple (system of fast payments, exchanges, and transfers). Founded in 2012 it had as customers more than 200 organizations. Also as the company noted its services are used by American Express, Santander, some South Korean, Japanese banks, one of the Middle East’s largest banks, the National Commercial Bank. During all years from the company’s foundation, its market capitalization (for the second part of 2019) reached ~$18 billion and this number is growing. It is considered the safest and the fastest in its type. For its use people just should have 20 XPR (~$6), only for prevention of spam, and pay for each transaction 0.00001 XRP.